Real Estate
Real estate credit, structured partnerships, and equity co-investments — alongside developers and sponsors executing across the residential and commercial stack.
- Real estate credit
- Structured partnerships
- Equity investments
Capital, on the right terms.
Elephant Capital connects originators and operators with institutional capital — across real estate, asset-based lending, and consumer credit. We source, structure, and close.
Strategies
Where we go deep.
We aren't generalists. Elephant focuses on three asset classes where we have lender relationships, structuring know-how, and a track record — and we leave the rest alone.
Asset-Based Lending
Asset-based capital that scales with the platform — for lenders, dealers, and operators with collateral-rich balance sheets.
- Auto loan & leasing
- Inventory & receivables financing
- Operating credit lines
Consumer Unsecured
Capital for personal loan platforms — warehouse facilities, forward flow, and whole-loan sales.
- Warehouse for unsecured
- Forward flow
- Whole-loan sales
Our PositionThe space between operators and institutional capital.
Originators move fast. Capital sources move carefully. Elephant lives in the space between — translating an operator's deal flow into something a bank, credit fund, or family office can underwrite, fund, and renew.
We work both sides of the table because our clients sit on both sides. The lenders who issue our originators' warehouse lines are also clients looking for new asset classes. That two-way visibility is what shortens the path from term sheet to close.
200+
Active capital relationships
20+
Deals closed to funding
15yr+
Average team experience
The Network
An institutional capital network built one relationship at a time.
We maintain active dialogue with every category of debt investor. When a mandate comes in, we already know who is in the market, on what terms, and at what size.
Regional & Community Banks
Warehouse facilities, niche sector ABL, and balance-sheet term debt — our core banking network.
Private Credit Funds
Mezzanine, unitranche, structured credit, residual & subordinate.
Family Offices
Bespoke senior & mezzanine, equity co-invest in operating platforms.
Asset Managers & Hedge Funds
Opportunistic structured credit, structured warehouse, and selective whole-loan capital.
Specialty Finance Lenders
Niche ABL, asset-light operator financing, structured credit lines.
Whole-Loan Buyers
Forward-flow programs, seasoned-loan sales, and residual buyers across our network.
Why Elephant
Boutique focus. Institutional outcomes.
1
Specialist depth
We only run mandates in sectors we know cold — RTL, auto ABL, warehouse, consumer unsecured. No learning on the client's deal.
2
Two-sided fluency
We speak both operator and credit-committee. Term sheets land in the right shape because we know what each party will and won't approve.
3
Execution focused
Our job ends at funding, not at the LOI. Every mandate has a senior partner driving timeline and pushing toward close.